Quick, fair loans for our community

For school fees, stock, seed, or an emergency. Apply from any phone — when we approve you, the money comes to you the same day.

A division of Mizamo Growth (Pty) Ltd · Reg No: 2015/346720/07

How it works

Create your account
You need your ID, your phone, and your next of kin's name. Nothing else.

Ask for the amount you need
The app shows you exactly what you will pay back — before you say yes.

Get your money
Once we approve you, the money comes to you the same day.

Pay back by the due date
Pay early any time. A hard month? Pay only the interest and carry the loan over.

You borrow todayR 500.00

Interest (50%)R 250.00

You pay back at month-endR 750.00

That is the whole cost. No hidden charges, and you get a receipt for every payment. Read our loan terms.

Turned away by the big banks? You are welcome here — we help everyday people the banks reject, because we know times are hard.
You see the full cost before you agree
Pay early any time
Pay on time and you can borrow bigger amounts next time
Your information stays private
No bank statements, no payslips — SASSA, NSFAS and informal earners are welcome
First loan up to R500, then up to R3 000 once you have paid back
Apply on your phone in your own language — 2 minutes, no queues
We collect on YOUR payday — month-end, SASSA day or NSFAS day — with an SMS and a receipt at every step
Bring a friend and earn 10% of their loan

Call or WhatsApp us on 066 317 5885 or 071 596 6976 or 081 209 0248, or visit us at our office.

We will gladly help you step by step. New to phones? Ask us, or bring a family member along.